One hospital visit in Canada without insurance can cost tens of thousands. Super Visa insurance covers your visiting parents and grandparents from day one, meets the $100,000 IRCC minimum, and gives your whole family peace of mind.
For a non-resident visitor, a single trip to a Canadian emergency room can run $3,000–$8,000. An overnight hospital stay averages $5,000–$12,000 per night. Surgery for a serious medical event (heart attack, stroke, broken hip) often exceeds $50,000–$150,000. None of this is covered by OHIP or any other provincial plan for someone here on a visitor visa.
Every Super Visa application requires a Canadian insurer's policy with at least $100,000 in medical coverage. Our policies meet or exceed this. Higher-limit options ($150K, $200K) also available.
The policy must cover at least 365 days from entry. We arrange 1-year policies as standard; longer multi-year options are available where the insurer permits.
Coverage must come from a Canadian insurance company. Through our MGA partner we compare plans from several Canadian insurers.
| Visitor's age | $100K, 1 year | $150K, 1 year | Monthly option |
|---|---|---|---|
| 55, healthy | $1,150–$1,650 | $1,450–$2,100 | ~$95–$140/mo |
| 65, stable conditions | $1,650–$2,450 | $2,150–$3,100 | ~$135–$205/mo |
| 70, stable conditions | $2,250–$3,400 | $2,900–$4,200 | ~$185–$285/mo |
| 75, stable conditions | $3,250–$4,850 | $4,100–$6,100 | ~$270–$405/mo |
| 80+, stable conditions | $4,650–$7,200 | $5,900–$8,900 | ~$390–$600/mo |
Premiums shown are sample ranges. Actual rates depend on age, health stability, pre-existing conditions, coverage amount, deductible, and carrier. Many carriers offer monthly payment plans — ask your advisor.
We compare plans from several Canadian insurers through our MGA partner. An LLQP-licensed advisor reviews everything before you buy. No fees to you, insurers pay our commission.