Licensed advisors. Multi-carrier coverage. Built for Canadians. Compare insurance products across leading Canadian carriers, with an LLQP-certified advisor on every recommendation. Mortgages, investments, retirement and estate planning launch over the next 12 months.
We're not tied to a single carrier, we match you to the policy that actually fits.
Term and permanent coverage to protect your family, mortgage, or business. From $24/month for healthy non-smokers.
Explore life coverTax-free lump sum if you're diagnosed with one of 25+ covered conditions. Complements life insurance.
Critical illness coverReplace your income if you can't work because of illness or injury. Own-occupation cover for professionals.
Disability coverSingle-trip, multi-trip, and Super Visa cover. Emergency medical to $10 million.
Travel coverCoverage built for Canadian roads. Multi-carrier comparison so you don't overpay.
Auto coverHomeowner, condo, and tenant insurance with water and sewer-backup endorsements.
Home coverMost brokers rank by price. We rank by fit, coverage gaps, exclusions, riders, your underwriting class. We do the cross-carrier match in seconds; an advisor reviews before you see anything.
We're an independent brokerage, not a captive agent. Crystallux Inc. holds appointments with multiple Canadian carriers across life, P&C, and specialty, we tell you the trade-offs honestly, not the carrier with the best commission.
We disclose commissions before you apply. We disclose our carrier relationships. We disclose when a competitor's product would suit you better. That's the licensing standard, we go beyond it.
Quick 3-minute needs assessment, age, family, income, what you're worried about.
We compare products across our carrier network and surface the best 2–3 fits.
Coverage, exclusions, riders, premium, laid out clearly with our commission disclosed.
An LLQP-licensed advisor walks you through underwriting. No surprise paperwork, no fees.
We're building appointments with leading Canadian carriers. Carrier availability varies by product line and province; ask your advisor which carriers can quote your specific situation.
Logos and carrier names are shown for product-availability reference. Carrier appointments are subject to advisor licensing and product-specific contracting; full list confirmed on application.
No spam, no pressure, no fees. An LLQP-licensed advisor reviews every recommendation before it reaches you.