Licensed advisor. Plans from several Canadian insurers. Built for Ontario families. Compare life, critical illness, disability and travel medical plans from several Canadian insurers through our managing general agency (MGA) partner, with an LLQP-licensed advisor on every recommendation.
We're not tied to a single insurer. Through our MGA partner we compare plans from several Canadian insurers and match you to the policy that actually fits.
Term and permanent coverage to protect your family, mortgage, or business. From $24/month for healthy non-smokers.
Explore life coverTax-free lump sum if you're diagnosed with one of 25+ covered conditions. Complements life insurance.
Critical illness coverReplace your income if you can't work because of illness or injury. Own-occupation cover for professionals.
Disability coverSingle-trip, multi-trip, and Super Visa cover. Emergency medical to $10 million.
Travel coverMedical cover for parents and grandparents visiting on a Super Visa, set up to meet the visa's insurance requirements.
Super Visa coverWe don't sell auto, home, tenant or business insurance. For those, please speak with a licensed insurance broker (RIBO broker search).
Most comparison sites rank by price. We rank by fit, coverage gaps, exclusions, riders, your underwriting class. We compare plans across insurers in seconds; an advisor reviews before you see anything.
We're a licensed life insurance agency, not a captive agent of one insurer. We place coverage through our managing general agency (MGA) partner, which lets us compare plans from several Canadian insurers. We tell you the trade-offs honestly, not the plan with the best commission.
We disclose commissions before you apply. We disclose that we place coverage through an MGA partner and how we're paid. We disclose when a competitor's product would suit you better. That's the licensing standard, we go beyond it.
Quick 3-minute needs assessment, age, family, income, what you're worried about.
We compare plans from several insurers through our MGA partner and surface the best 2–3 fits.
Coverage, exclusions, riders, premium, laid out clearly with our commission disclosed.
An LLQP-licensed advisor walks you through underwriting. No surprise paperwork, no fees.
Crystallux Group Inc. does not hold direct appointments with insurers. We place life and accident & sickness coverage through our managing general agency (MGA) partner, which gives us access to plans from several Canadian insurers. Which insurers can quote depends on the product and your situation; your advisor will tell you which insurer a recommendation comes from before you apply.
No spam, no pressure, no fees. An LLQP-licensed advisor reviews every recommendation before it reaches you.